I heard on the radio today that Americans were finally saving again after years of racking up debt. Saving takes discipline but anyone can do it by paying yourself first. A simple three step system works for me. 1. Add up all my bills for the month 2. Deduct that from what I make for the month 2. Deduct my spending money for the month and then deposit the remainder in my savings account. You can also do this on a weekly basis. Don’t write checks for anything but bills and live on your allocated spending money. This sounds so simple to do but it isn’t.
If you like to use your credit card or maybe even your debit card every day, cut them up now or make a deal with yourself not to use them except in an emergency. Interest from credit cards will add to your debt quicker than you will realize. My three pronged approach is only half my battle. I also like to earn as much cash as I can. A realized 10% savings every month is an awesome start to any savings program. Now, imagine saving 10% or 20% or even 50% on the things you were going to buy anyway. What if you could get 50% off of your total dinner bill with a buy one get one free deal. Not just once but every time you went out. Taking advantage of discounts will stretch your dollar even further. It will allow you to stay out of your savings account if you overspend. What I am trying to say is, close the gap when you overspend by making it up in discounts.
When I started my savings regime, I wanted to find discounts and coupons in my local area. I turned on my computer, conducted a search, and found a huge bank of discounts and savings. I became a MyWorldPlus Member and Associate. The program allows me to maximize my savings by taking advantage of hundreds of coupons and member discounts. Not only does an associate or member of MyWorldPlus get all the discounts and savings, the program has an outstanding home based business attached so you can make even more money. $20.00 a month is all it cost to remain active in the program. Earning between 1% and 20% cash back on buys from online stores is the norm. There are 600 of them to choose from. I also have full access to hundreds to thousands of other savings and discounts at over 175,000 brick and mortar stores worldwide. Did I mention the business opportunity? You are eligible to participate in that too.
I was going to eat so I searched for coupons in my area and found an entree for $1.00 when I bought a second entree. So, my date and I ate for half price. We like to save but we like to eat out even more. Her entree was $12.00 and mine was a dollar using a coupon I found on MyWorldPLUS. I guarantee you we will go back at least once more this month. I will have saved $4.00 by eating out twice even after my $20.00 membership fee has been paid. That is going out twice. How many times do you go out in a month? You may say $4.00 isn’t worth it but this is just the first four dollars. Get 50% off of your oil change, 2.00 off on a haircut, 10% off at McDonalds or Burger King. MyWorldPLUS has been around for a couple years now and network of savings and discounts are numerous. The savings just keep racking up. Take a free tour of this program at my website and get started saving now. TAKE FREE TOUR
One of the craziest things I have found is that some of the wealthiest people look like they don’t have two dollars to their name. I guarantee you the reason stems from them being avid savers not spenders. Check us out at myworldrocks